We insure Primary residences, Seasonal residences and Secondary homes! This is a must for our local tourism. Our Agency also insures Landlord and Rental Properties and Vacant Properties. Our Rental Property policies provide physical loss of the property, replacement cost or actual cash value, coverage for vandalism, and loss of rents to name a few. Not everyone insures a Vacant home, but we do! Often times if you are selling your home and already have moved on to your next home, the prior home may sit empty for a period of time while your realtor is showing it to potential buyers. A Vacant home requires a certain kind of policy to ensure damages are paid out in the event of a claim. Contact us to go over the need for this kind of policy.